We do things differently at Wisterm.

Our team is bringing back the personal touch to an often cold, monotonous world of insurance and benefits consulting. Find out who we are, what we stand for, and how we help your business thrive.

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50,000+

LIVES SERVED

91 out of 100

NET PROMOTER SCORE

33%

AVERAGE SAVINGS FOR CLIENTS

This is how insurance management should be.

Transparent. Proactive. Fiercely client-centric; delivering results for businesses of all sizes. This is exactly what we do at Wisterm, and it’s why we’ve grown to become one of the leading benefits consulting and insurance management firms in the world.

The insurance industry can be very complex. Clients come to us when the traditional approach to insurance is no longer working and they need a fresh approach to solve difficult challenges. We’re fully autonomous with an entrepreneurial spirit that’s complemented by broad experience in areas like captive insurance, pensions, and reinsurance. This brings about something quite rare in the insurance industry—the freedom to always act in the best interest of our clients while having the market experience and carrier relationships to get the job done right.

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Core values

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    Creative thinking

    We are smart problem solvers with the confidence to say ‘yes’ when others say ‘no.’ We challenge current thinking and always look beyond the obvious to find a better way.

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    Unwavering client focus

    We’re laser-focused on your challenges and go out of our way to make life easier for our clients. We stand by your side as a long-term success partner, not just at policy renewal.

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    Trusted

    We stand behind our promises and stay true to our principles. We can always be relied upon to deliver with knowledge, transparency, and integrity.

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    Excellence

    No matter what challenges you face, we have the knowledge and experience to overcome them. You can trust us to look at the whole picture and get you the best results possible.

We love working together.

When you work with us, you get all of us. We’ve assembled a world-class team of strategists, actuaries, underwriters, program managers, and brokers who work together to do remarkable work for your business. Our people have an unmatched work ethic and go above and beyond to support your business through times of change and uncertainty.

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New Jersey Announces 2025 Disability and Family Leave Contribution Rates and Benefits

New Jersey has updated 2025 rates and benefit for Temporary Disability Insurance and Family Leave Insurance programs, including increased benefit caps and employee contribution rates.

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Preparing for Retirement While Supporting Adult Children

Preparing for retirement while supporting adult children at home requires careful financial planning, clear communication, and a focus on fostering independence to maintain stability and harmony.

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How Much Life Insurance Do You Need?

Ensure your family’s financial security by understanding the key factors that determine the right amount of life insurance coverage for your unique situation.

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New Regulations Clarify §831(b) Captive Compliance

The new final regulations on micro-captive insurance provide essential clarity, outlining compliance criteria to structure legitimate and effective captive insurance arrangements.

Surgeon and Female Doctor Walk

Understanding Rising Healthcare Costs in the U.S.

Corporate America’s poor return on investment…