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Take control of your insurance

Insure your own risks instead of transferring them to the commercial insurance market. Captive insurance is a powerful way to reduce risk exposures and minimize costs.

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Why pay premiums to an insurer when you can keep them yourself?

Virtually every risk underwritten by a commercial insurer can be provided by a captive. With this arrangement, you form or join an insurance company to control your own claims, coverage, premiums and risk exposure. If your business has a low claims history, the cost of financing a risk can be much lower than a corresponding commercial coverage – resulting in significant cost savings.


Tailored coverage

Obtain insurance tailored to your unique risks. Your premium is based on your own loss records, not state rates or industry averages.


Award-winning service

We are highly experienced and offer an independent, efficient and proactive service to our clients.


Global network

Location is critical to your captive’s success. We recommend the best domicile and bring an expert global team to ensure the smooth operation of the captive.

Like what we’re offering?

Captive insurance can be complicated. The good news is, you don’t have to figure it out on your own. Wisterm’s experts are the best in the business and can walk you through the whole process. Find out how we can benefit you today.