We do things differently at Wisterm.

Our team is bringing back the personal touch to an often cold, monotonous world of insurance and benefits consulting. Find out who we are, what we stand for, and how we help your business thrive.



91 out of 100




This is how insurance management should be.

Transparent. Proactive. Fiercely client-centric; delivering results for businesses of all sizes. This is exactly what we do at Wisterm, and it’s why we’ve grown to become one of the leading benefits consulting and insurance management firms in the world.

The insurance industry can be very complex. Clients come to us when the traditional approach to insurance is no longer working and they need a fresh approach to solve difficult challenges. We’re fully autonomous with an entrepreneurial spirit that’s complemented by broad experience in areas like captive insurance, pensions, and reinsurance. This brings about something quite rare in the insurance industry—the freedom to always act in the best interest of our clients while having the market experience and carrier relationships to get the job done right.

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Core values

Happy family: mother, father, children son and daughter on sunset
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    Creative thinking

    We are smart problem solvers with the confidence to say ‘yes’ when others say ‘no.’ We challenge current thinking and always look beyond the obvious to find a better way.

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    Unwavering client focus

    We’re laser-focused on your challenges and go out of our way to make life easier for our clients. We stand by your side as a long-term success partner, not just at policy renewal.

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    We stand behind our promises and stay true to our principles. We can always be relied upon to deliver with knowledge, transparency, and integrity.

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    No matter what challenges you face, we have the knowledge and experience to overcome them. You can trust us to look at the whole picture and get you the best results possible.

We love working together.

When you work with us, you get all of us. We’ve assembled a world-class team of strategists, actuaries, underwriters, program managers, and brokers who work together to do remarkable work for your business. Our people have an unmatched work ethic and go above and beyond to support your business through times of change and uncertainty.

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Business team in conference room; mixed-gender business team in suits sitting and standing around a conference table; captive insurance strategy session.

Predicting and Managing Risk Efficiently

Captive insurance offers tailored coverage and tax benefits for companies like General Motors and SpaceX. But watch out for risks such as cybercrimes. Actuarial services help manage these risks by calculating reserves and premiums. With a skilled team, companies can conquer challenges and enjoy the rewards of captive insurance

A silver book with a red ribbon bookmark between the pages. The words business insurance are written on the book’s spine.

The Importance of Tailored Business Insurance Solutions

Discover the tailored advantages of business insurance, where expert insights meet comprehensive coverage. From personalized protection to invaluable benefits, ensure your business thrives amidst uncertainties.

A laptop computer rests on a desk in front of an open spiral-bound notebook and a wooden pencil. The laptop screen says, “EMPLOYEE BENEFITS” across the top and displays graphics labeled “HEALTH INSURANCE,” “PAY RAISE,” “SOCIAL SECURITY,” and “EMPLOYEES ALLOWANCE” below.

Employee Benefits Portals: Elevating Engagement

Enhance your workforce engagement with cutting-edge technology! Discover the transformative power of employee benefits portals to streamline information access, boost HR efficiency, and provide instant answers to employee queries.

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Retirement Planning in the Modern Era

Employers are reshaping retirement planning, providing personalized benefits, clear communication, and diverse investment options to bridge wealth gaps based on age, gender, and race, fostering an inclusive and confident workforce.

Surgeon and Female Doctor Walk

Understanding Rising Healthcare Costs in the U.S.

Corporate America’s poor return on investment…