Hayley Kelley

Hayley Kelley
Pharmacy Benefits Management
Medicine bottle filling process in the light blue scene.

Pharmacy Benefit Managers: The Middleman of Healthcare

Pharmacy Benefit Managers (“PBMs”) influence drug pricing and access, but their opaque practices raise concerns about transparency and competition.

Paid Family Leave
Cloudy sky over rippling sea and old lighthouse

Understanding Maine’s Paid Family and Medical Leave Program

Maine has finalized its Paid Family and Medical Leave rules, requiring employers to prepare for new payroll taxes starting in 2025.

Employee Benefits Compliance
Glass building

DOL Guidance Clarifies Gag Clause Prohibition Attestation

The Department of Labor’s new guidance on the Gag Clause Prohibition clarifies that no agreements can restrict plan sponsors or their business associates from accessing critical health claims data, ensuring greater transparency and compliance.

Employee Benefits Compliance
Chandelier in a Dome Ceiling in Chicago, IL

Creditable Coverage Disclosure to CMS for Calendar Year Plans due March 1, 2025

Group health plan sponsors offering prescription drug coverage must submit their annual creditable coverage disclosure to CMS by March 1, 2025, for calendar year plans to ensure compliance and avoid penalties.

Employee Benefits Compliance
Chicago, Illinois Cloud Gate

Illinois Employer Medical Coverage Model Disclosure Update

Illinois employers are required to provide employees with a written comparison of their health plan’s benefits. An updated model disclosure forms was recently released for 2025.

Paid Family Leave
New York City skyline

New York Employers Need to Prepare for Paid Prenatal Leave Starting in 2025

Starting January 1, 2025, New York employers must provide 20 hours of paid prenatal leave, with clear guidelines outlined by the NYS Department of Labor.

Employee Benefits Compliance
San Francisco, CA, United States - Buildings Under Cloudy Sky during Sunset

California Expands Disability and Paid Family Leave Benefits

SB 1090 increases SDI and PFL wage replacement to 70-90% and streamlines claim processing.

Employee Benefits Compliance
Upward view of modern architectural structure with curved steel beams and glass panels.

What Employers Need to Know about Medical Loss Ratio Rebates in 2024

In 2024, employers must distribute MLR rebates tied to employee contributions. Learn about allocation, ERISA compliance, and tax implications.

Employee Benefits Compliance
Professional woman in a business suit standing outdoors in a park, holding a bag and looking to the side.

What Employers Need to Know about ACA Reporting

ACA reporting can be complex, with different forms required depending on your organization’s size and type of health coverage. In this post, we break down the essentials of Forms 1094-C, 1095-C, 1094-B, and 1095-B, highlight common mistakes, and explain penalties for non-compliance.