
Grandfathered Health Plan Implications and Considerations
Grandfathered health plans under the ACA allow certain existing plans to bypass some ACA requirements, but maintaining this status requires strict adherence to regulations, including limited benefit changes and mandatory participant notices.

A Comprehensive Guide to Formularies in the U.S. Health Insurance System
Learn how formularies work, their impact on drug costs, and how to navigate them effectively.

Health Insurance for Small Businesses and Startups
Choosing the right health insurance plan is essential for small businesses and startups to balance costs while meeting employees’ healthcare needs.

New Jersey Announces 2025 Disability and Family Leave Contribution Rates and Benefits
New Jersey has updated 2025 rates and benefit for Temporary Disability Insurance and Family Leave Insurance programs, including increased benefit caps and employee contribution rates.

California Expands Fertility Coverage Requirement
California’s SB 729 mandates fertility coverage, including IVF, in large group health plans

2026 Out-of-Pocket Maximums Announced
The Department of Health and Human Services has released the 2026 payment parameters, including new out-of-pocket maximums for employer-sponsored health plans. Find out what these changes mean for your company’s health benefits and how to prepare for compliance in the upcoming plan year.

Executive Benefits Made Easy: Your Comprehensive Guide
This article delves into the importance of executive benefits for attracting and retaining top talent. Learn how these benefits provide customized financial security and flexibility, ensuring your organization remains competitive in today’s business landscape.

What is a Self-Funded Health Plan?
Self-funding allows employers to manage the costs of employee health coverage while gaining greater control over their health plan design.