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Massachusetts Employers: Don’t Forget the Annual HIRD Filing
Massachusetts employers with six or more employees are required to submit the annual Health Insurance Responsibility Disclosure (“HIRD”) form through the MassTaxConnect portal by December 15.
2025 Limits for Flexible Spending Accounts
Flexible Spending Accounts (“FSAs”) offer a smart way to save on healthcare by using pre-tax dollars for eligible expenses. Learn how they work, contribution limits, and the options for carrying over unused funds.
How to Manage a Surplus in Your Self-Funded Health Plan
Learn how to use it to improve benefits or reduce costs for your employees. Discover best practices for managing surplus funds and making informed decisions.
Can You Negotiate Insurance Rates?
Discover the key to attracting and retaining top talent while optimizing your company’s financial health. Learn how to negotiate better insurance rates and provide a competitive benefits package for your employees. Explore our comprehensive guide to making the most of your employee benefits
What is a Self-Funded Health Plan?
Self-funding allows employers to manage the costs of employee health coverage while gaining greater control over their health plan design.