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Should I Switch Life Insurance Providers?
Switching life insurance providers may seem appealing, but it comes with potential challenges like new medical exams, fees, and reset contestability periods.
California Expands Disability and Paid Family Leave Benefits
SB 1090 increases SDI and PFL wage replacement to 70-90% and streamlines claim processing.
Nondiscrimination Rules for Employee Benefit Plans
To maintain the tax advantages of employee benefit plans, employers must ensure compliance with nondiscrimination rules, which prevent preferential treatment for highly compensated or key employees.
Balancing Business Success with Employee Retirement Security
Employee retirement plans offer benefits beyond financial security, attracting talent, boosting productivity, and fostering commitment. Navigating complexities requires tailored strategies to maximize benefits for both employers and employees.
What Employers Need to Know about Medical Loss Ratio Rebates in 2024
In 2024, employers must distribute MLR rebates tied to employee contributions. Learn about allocation, ERISA compliance, and tax implications.
Final Rule Issued Under Mental Health and Substance Use Disorder Coverage
New MHPAEA rules in 2025 ensure MH/SUD benefit parity. By 2026, plans must address access gaps and prevent discrimination.