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Life Insurance
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Should I Switch Life Insurance Providers?

Switching life insurance providers may seem appealing, but it comes with potential challenges like new medical exams, fees, and reset contestability periods.

Employee Benefits Compliance
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California Expands Disability and Paid Family Leave Benefits

SB 1090 increases SDI and PFL wage replacement to 70-90% and streamlines claim processing.

Employee Benefits Compliance
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Nondiscrimination Rules for Employee Benefit Plans

To maintain the tax advantages of employee benefit plans, employers must ensure compliance with nondiscrimination rules, which prevent preferential treatment for highly compensated or key employees.

Retirement Plans
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Balancing Business Success with Employee Retirement Security

Employee retirement plans offer benefits beyond financial security, attracting talent, boosting productivity, and fostering commitment. Navigating complexities requires tailored strategies to maximize benefits for both employers and employees.

Employee Benefits Compliance
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What Employers Need to Know about Medical Loss Ratio Rebates in 2024

In 2024, employers must distribute MLR rebates tied to employee contributions. Learn about allocation, ERISA compliance, and tax implications.

Employee Benefits Compliance
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Final Rule Issued Under Mental Health and Substance Use Disorder Coverage

New MHPAEA rules in 2025 ensure MH/SUD benefit parity. By 2026, plans must address access gaps and prevent discrimination.

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