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Paid Family Leave
Understanding Maine’s Paid Family and Medical Leave Program
Maine has finalized its Paid Family and Medical Leave rules, requiring employers to prepare for new payroll taxes starting in 2025.
Strategic Benefits Planning
Health Insurance for Small Businesses and Startups
Choosing the right health insurance plan is essential for small businesses and startups to balance costs while meeting employees’ healthcare needs.
Employee Benefits Compliance
DOL Guidance Clarifies Gag Clause Prohibition Attestation
The Department of Labor’s new guidance on the Gag Clause Prohibition clarifies that no agreements can restrict plan sponsors or their business associates from accessing critical health claims data, ensuring greater transparency and compliance.
Captive Insurance
§831(b) Captive Premium Limit Increases to $2.85m
The IRS has raised the 831(b) premium limit to $2.85 million for 2025 while introducing new compliance regulations that impose stricter scrutiny on micro-captive transactions.
Employee Benefits Compliance
Creditable Coverage Disclosure to CMS for Calendar Year Plans due March 1, 2025
Group health plan sponsors offering prescription drug coverage must submit their annual creditable coverage disclosure to CMS by March 1, 2025, for calendar year plans to ensure compliance and avoid penalties.
Life Insurance
Connelly v. United States: A Landmark Case on Estate Tax Valuation
The Connelly v. United States decision redefines estate tax valuation by confirming that life insurance proceeds used for corporate share redemption must be included in a business’s taxable estate.
