New Jersey has released the 2025 rates and benefit parameters for its Temporary Disability Insurance (“TDI”) and Family Leave Insurance (“FLI”) programs. The updated figures for 2025 compared to 2024 are as follows:
| Category | 2025 | 2024 |
| Maximum TDI and FLI Weekly Benefit | $1,081 | $1,055 |
| Alternative Earnings Test Amount for TDI and FLI | $15,200 | $14,200 |
| Base Week Amount for TDI and FLI | $303 | $283 |
| Taxable Wage Base (Employers) for TDI | $43,300 | $42,300 |
| Taxable Wage Base (Employees) for TDI and FLI | $165,400 | $161,400 |
| Employee Contribution Rate for TDI | 0.23% | 0.00% |
| Employee Contribution Rate for FLI | 0.33% | 0.09% |
Temporary Disability Insurance for 2025
The TDI program provides financial support to New Jersey workers who are unable to work due to a non-work-related illness, injury, or other disability, as well as for specific public health emergencies. To qualify for TDI benefits, employees must meet one of the following earnings criteria within the “base year” (the four quarters preceding leave):
- Earned at least $303 per week for 20 weeks (“Base Week Amount”), or
- Accumulated a total of $15,200 (“Alternative Earnings Test”).
Once eligible, employees may receive 85% of their average weekly wage, capped at $1,081 per week. Benefits may be provided for up to 26 weeks within a 52-week period, following a 7-day waiting period (waived in certain public health emergencies).
For 2025, employees are required to contribute to TDI at a rate of 0.23% of their wages, up to the Taxable Wage Base of $165,400. This equates to a maximum contribution of $380.42 for the year. Notably, employee contributions were set to 0.00% in 2023 and 2024.
Family Leave Insurance for 2025
FLI benefits support New Jersey workers who need time off to:
- Bond with a newborn, adopted, or fostered child within the first 12 months, or
- Care for a seriously ill family member.
Eligibility requirements for FLI mirror those of TDI, requiring employees to have:
- Earned at least $303 per week for 20 weeks (“Base Week Amount”), or
- Accumulated a total of $15,200 (“Alternative Earnings Test”).
FLI benefits provide 85% of an employee’s average weekly wage, capped at $1,081 per week. Employees may receive benefits for up to 12 consecutive weeks or intermittently for up to 8 weeks (56 days) in a 12-month period.
For 2025, the employee contribution rate for FLI is 0.33% of wages, up to the Taxable Wage Base of $165,400. This results in a maximum contribution of $545.82 for the year, compared to $145.26 in 2024.
What Employers and Employees Need to Know
Employers should update their payroll systems to reflect the new 2025 contribution rates and wage bases. Employees should review these changes to understand their maximum contribution obligations and benefit entitlements under the TDI and FLI programs.
By staying informed about these updates, both employers and employees can ensure compliance and make the most of New Jersey’s disability and family leave programs.
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