Take control of your insurance

We work closely with actuaries to bring clarity to your risk exposure. From best and worst case financial projections to opinions regarding claim liabilities for regulators, we help you determine what to insure in the captive, balancing risk-taking with prudence over the long term.

Businesses that use captives need to know how their captives match up against others in the same industry. We can answer this question with custom analytics designed to help you optimize captive performance and ensure it is delivering the best value for your business.

Captive claim management is not like ‘regular’ claim management – there are nuances and different claims philosophies to consider. Leaning on our decades of experience, we can help you pay legitimate claims quickly and aggressively defend actions.

Ensuring that your captive is bulletproof begins with demonstrating that it’s set up properly and for the right reasons. Once it’s up and running, we make sure your captive remains compliant with applicable laws and reporting requirements, saving you time, money and paperwork.

All captives are ‘feasible’ given the right combination of capital, coverage and premiums, but not all captives meet the goals of your company. We’ll figure out whether you have the right ingredients for captive success.

By using a fronting relationship with a commercial insurance carrier, we empower the captive to issue compliant policies for things like workers’ compensation in states in which it is not licensed. Fronting also gives the captive access to claims handling and other resources in a cost-effective way.

There is no substitute for the ‘human factor’ when it comes to client relationships. Our intermediaries act as your supportive go-between, helping you navigate the captive insurance and reinsurance maze to find solutions that meet your needs.

Captives are permitted to develop their own policy language in most domicicles, and it pays to be fluent. We make sure that who pays what, when, and how much is spelled out clearly up front and the policy takes into consideration the specific risks of the owner.

Active portfolio management requires strategically buying and selling the right investments to ensure you can meet claims payments and generate profits for the captive. We’ll help you put a strong plan into action to meet your financial goals.

The world of employee benefits is evolving all the time. We can help develop creative captive insurance solutions for newly emerged benefits and risks so you can stay ahead of market realities and make the most of opportunities.

We’re experts in seamlessly implementing insurance programs on behalf of captives to ensure their risk exposures are identified and mitigated. Our program management services are designed to ensure you gain maximum advantage from captive self-insurance.

Captives stand out as a smart option for risk management, as long as they are properly managed. We use our hands-on experience to manage every aspect of your captive arrangement, removing the burden that a captive could otherwise place on an organization.

Captives can enjoy a direct relationship with the reinsurance market, which is important to spread risk and protect a firm’s exposure to large losses or catastrophic events. We’ll help you make the best placement choices in line with your profit and risk tolerance levels.

Working closely with actuaries, we handle all underwriting processes, helping to identify under-insured and unidentified risk in your business, available lines of coverage, and the likelihood of claims to figure out the right premiums for your coverage.