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We’re ready to help you define, build, and operate insurance solutions that do big things for your business.

Get in contact with us

Better insurance solutions are closer than you think. Get in touch to learn how we can create new value for your business.

Ryan Mitchell
Ryan Mitchell

Global Accident & Health Leader and Reinsurance Deputy Partner

Jay Tunstall
Jay Tunstall

Non-Executive Director

adam
Adam May

Global CRM & Automation Systems Manager

Our leadership team

Wisterm is a company of strength, depth and ultra-high performance. We credit our success to our unwavering client service, powerful relationships, and to the diverse backgrounds, experience and character of our people. Learn about the executive team that helps support our business growth.

DOL Confirms Cybersecurity Guidance Applies to All Employee Benefit Plans

In light of increasing cyber threats, the U.S. Department of Labor’s Employee Benefits Security Administration (“EBSA”) has expanded its cybersecurity guidance to include all ERISA-covered health and welfare plans. Initially released in April 2021, this guidance addresses the critical need for plan fiduciaries and service providers to implement robust cybersecurity measures to safeguard sensitive participant information.

2026 Out-of-Pocket Maximums Announced

The Department of Health and Human Services has released the 2026 payment parameters, including new out-of-pocket maximums for employer-sponsored health plans. Find out what these changes mean for your company’s health benefits and how to prepare for compliance in the upcoming plan year.

2025 Limits for Health Savings Accounts

Health Savings Accounts (“HSAs”) offer a flexible and tax-efficient way to save for healthcare costs, both now and in the future. With the ability to roll over funds year to year, grow your savings tax-free, and make tax-free withdrawals for qualified medical expenses, HSAs are a valuable tool for those enrolled in high-deductible health plans. Learn about how HSAs work, the key benefits they provide, and the 2025 contribution limits to make the most of your healthcare savings.

Understanding Health Reimbursement Arrangements

Health Reimbursement Arrangements (HRAs) offer tax-free reimbursements for medical expenses. Discover the key benefits of HRAs, 2025 limits, and how they can help reduce healthcare costs.

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Using Voluntary Benefits to Boost Employee Retention

The pandemic and Great Resignation have forced employers to get more serious…

Start your journey with us

We help you remove the burden of business risk and employee benefits planning, and harness its strategic potential. Make the best decisions for your business and get in touch today.