Ryan Mitchell

The IRS Notices 2024-71 and 2024-75 expand eligible expenses for FSAs, HRAs, HSAs, and HDHPs. Employers should update benefit plans.

On April 26, 2024, HHS updated HIPAA rules to strengthen reproductive health privacy. Covered entities must secure attestations before sharing PHI in specific cases. Compliance deadlines are nearing.

The Inflation Reduction Act of 2022 introduces significant changes to Medicare Part D that could impact your company’s prescription drug coverage. From new out-of-pocket caps to insulin pricing, these updates may affect your plan’s status as “creditable” coverage.

The IRS has announced an increase in the ACA affordability threshold to 9.02% for 2025. This change may require employers to adjust health coverage contributions to remain compliant with ACA regulations and avoid penalties. Learn more about how these updates impact your responsibilities as an employer.

Learn how to use it to improve benefits or reduce costs for your employees. Discover best practices for managing surplus funds and making informed decisions.

Captive insurance offers tailored coverage and tax benefits for companies like General Motors and SpaceX. But watch out for risks such as cybercrimes. Actuarial services help manage these risks by calculating reserves and premiums. With a skilled team, companies can conquer challenges and enjoy the rewards of captive insurance

Explore the significance of stop-loss insurance in self-funded plans, uncover the impact of DOL Advisory Opinion 2015-02A, and understand when to include a Schedule A in Form 5500 filings.

In this article, we explore the essential steps and strategies to design a tailored captive insurance program that effectively addresses your organization’s specific risks and optimizes your risk management practices. Learn how to assess your risk profile, set clear objectives, determine the right captive structure, and collaborate with expert service providers to take control of your risks and maximize the benefits of captive insurance.

Understand the implications of DOL Advisory Opinion 2015-02A and safeguard your business by maintaining clear separation between employee contributions and employer assets.