Employee Benefits

Starting January 1, 2025, New York employers must provide 20 hours of paid prenatal leave, with clear guidelines outlined by the NYS Department of Labor.

New Jersey has updated 2025 rates and benefit for Temporary Disability Insurance and Family Leave Insurance programs, including increased benefit caps and employee contribution rates.

Recent legislative changes to ACA employer reporting requirements offer new flexibility and relief for 2024 compliance, impacting deadlines, reporting processes, and distribution rules.

The IRS has announced the PCORI fee that insurers and self-insured health plan sponsors will pay for plan years ending from October 2024 through September 2025.

SB 1090 increases SDI and PFL wage replacement to 70-90% and streamlines claim processing.

To maintain the tax advantages of employee benefit plans, employers must ensure compliance with nondiscrimination rules, which prevent preferential treatment for highly compensated or key employees.

In 2024, employers must distribute MLR rebates tied to employee contributions. Learn about allocation, ERISA compliance, and tax implications.

New MHPAEA rules in 2025 ensure MH/SUD benefit parity. By 2026, plans must address access gaps and prevent discrimination.

Learn about the importance of businesses securing specialized insurance products tailored to their unique industry risks, such as cyber insurance or professional liability coverage, to ensure comprehensive protection beyond standard policies.