We help you remove the burden of business risk and employee benefits planning, and harness its strategic potential. Make the best decisions for your business and get in touch today.

IRS Announces 2026 HSA, HDHP, and HRA Inflation Adjustments
The IRS has announced the 2026 inflation-adjusted limits for HSAs, HDHPs, and Excepted Benefit HRAs, increasing contribution and coverage thresholds to reflect rising healthcare costs.

San Francisco HCSO and FCO Annual Reporting Due by May 2, 2025
San Francisco employers must submit the 2024 HCSO and FCO Employer Annual Reporting Form by May 2, 2025, to avoid penalties and ensure compliance.

Grandfathered Health Plan Implications and Considerations
Grandfathered health plans under the ACA allow certain existing plans to bypass some ACA requirements, but maintaining this status requires strict adherence to regulations, including limited benefit changes and mandatory participant notices.

2025 RxDC Reporting Challenges and Best Practices
Gain insights into the latest updates on RxDC reporting, key challenges, and strategies for meeting compliance obligations.

Understanding Maine’s Paid Family and Medical Leave Program
Maine has finalized its Paid Family and Medical Leave rules, requiring employers to prepare for new payroll taxes starting in 2025.

DOL Guidance Clarifies Gag Clause Prohibition Attestation
The Department of Labor’s new guidance on the Gag Clause Prohibition clarifies that no agreements can restrict plan sponsors or their business associates from accessing critical health claims data, ensuring greater transparency and compliance.

Creditable Coverage Disclosure to CMS for Calendar Year Plans due March 1, 2025
Group health plan sponsors offering prescription drug coverage must submit their annual creditable coverage disclosure to CMS by March 1, 2025, for calendar year plans to ensure compliance and avoid penalties.

Illinois Employer Medical Coverage Model Disclosure Update
Illinois employers are required to provide employees with a written comparison of their health plan’s benefits. An updated model disclosure forms was recently released for 2025.

DOL Announces Benefits-Related Penalty Adjustments for 2025
The DOL increased ERISA penalties for 2025, emphasizing the need for employers to prioritize compliance to avoid significant penalties.