Employee Benefits Compliance

Health insurance carriers must distribute 2024 MLR rebates by September 30, 2025, and employers receiving them must carefully allocate employee contributions in compliance with ERISA and tax rules.

San Francisco has released the Health Care Security Ordinance expenditure rates for 2026, requiring covered employers to increase per-hour health care spending.

Conditions under which employer-sponsored health coverage extends beyond age 26 for disabled adult dependents.

Although enforcement of the 2024 Mental Health Parity Final Rule is temporarily suspended, employers must continue to meet existing MHPAEA compliance requirements and prepare for future enforcement.

Understand, resolve, and proactively prevent TIN verification errors in ACA Form 1095 filings to ensure compliance and minimize costly IRS penalties.

President Trump’s recent Executive Order could usher in lower prescription drug costs for employer health plans.

The IRS has announced the 2026 inflation-adjusted limits for HSAs, HDHPs, and Excepted Benefit HRAs, increasing contribution and coverage thresholds to reflect rising healthcare costs.

San Francisco employers must submit the 2024 HCSO and FCO Employer Annual Reporting Form by May 2, 2025, to avoid penalties and ensure compliance.

Grandfathered health plans under the ACA allow certain existing plans to bypass some ACA requirements, but maintaining this status requires strict adherence to regulations, including limited benefit changes and mandatory participant notices.